Annual Open Enrollment 2024-2025 INFORMATION
Opens 8:00 AM EST on Thursday, February 1, 2024
Closes at 5:00 PM EST on Monday, February 12, 2024
Please log into Workday to make changes to your benefits
Presentation Material
2024-2025 Open Enrollment Presentation Slides
Benefit Brochure
2024-2025 Highlights -
What's New This Year
- Changes to the Emergency Room copay
- Changes to the Deductible and Out-of-Pocket maximum limits
- Adult disabled dependent child(ren) verification
- Enhancements to Behavioral Health benefits for kids and teens
- Prescription savings from ICUBAcares and RxSS
Health
Summary of Benefits and Coverage
- 2024-2025 ICUBA Preferred PPO Combined Plan Summary
- 2024-2025 ICUBA High Deductible PPO Combined Plan Summary
Wellness Incentive Plan
Strive is our digital health engagement experience that will help you stay engaged in improving your health and wellbeing while incentivizing your for healthy activities along the way! See the for more information.
How to set up a Strive account:
Employee Instructions
- Log into your
- Click on the wellness tab on the top of the webpage
- From the drop down select Strive
- Click the blue log-in link
- Follow the instructions to make your account
Employee Spouse Instructions
- Log into the
- Click Register Now
- Use your insurance card to start the registration process
- You will need your insurance card number and your date of birth
- Complete the registration process
- Click on the wellness tab on the top of the webpage
- From the drop down select Strive
- Click the blue log-in link
- Follow the instructions to make your account
Prescription Coverage
- BlueCross BlueShield is ICUBA's Pharmacy Benefit Administrator.
- See the for more information.
ICUBAcares Rx:
The ICUBAcares team is ready to:
- Serve as a liaison between your doctor, the pharmacy and the insurance company.
- Answer questions on a medication you are taking or considering.
- Discuss preferred and non-preferred tier options to save you money.
- Provide assistance for a prior authorization from your provider.
Call for a free prescription check-up.
Tel: 877-286-3967
SurgeryPlus
Full-Service Concierge healthcare with a financial incentive that waives the deductible and coinsurance so the procedure is at no cost to you.
Teladoc
For first time registration with go to their website. If you experience any difficulties, call 1-800-Teladoc, and a customer service representative will be more than happy to walk you through getting your account setup.
How to find a Total Care or Embold Preferred Doctor
Employees are always encouraged to seek services from in-network providers. To locate an in-network provider in your area, visit Blue Cross Blue Shield of Florida鈥檚 website at
BCBS Total Care Provider - Total Care providers offer cost savings
Embold Flyer 2023 option. Embold Preferred Provider offers members:
- Waived Copayment
- Ensure you receive top quality care
- Experience better health outcomes
- Potential avoid unnecessary treatments or procedures
Dental Insurance
澳门100%最准一肖一码 provides employees and eligible dependents the opportunity to elect dental coverage through Delta Dental Plans. There are two plan options: Base Plan and Buy Up Plan.
Contact Information:
- Customer Service: 800-521-2651
- Delta Dental - Base PPO Plan 2024
- Delta Dental - Buy-Up PPO Plan 2024
- Delta Dental - Find a Dentist
Vision Insurance
To use EyeMed, call 1-866-804-0982 or visit .
Flex Spending
To check your BALANCE on your HCSA or DCSA debit card, login to the .
Flexible Spending Account - New Increased Amount!
- Allows employees to set aside pre-tax dollars, through payroll deductions, to cover allowable health care expenses incurred for self and qualified dependents.
- Flex Spending Account Plan Document
- Flexible Spending Account Eligible Medical Expenses
Dependent Care Spending Account
- Dependent Care Spending Account allows employees to set aside pre-tax dollars, through payroll deductions, to cover dependent care expenses, incurred and paid, for qualified dependents.
- Dependent Care Spending Account Summary
Additional Life Insurance
You may enroll in, or increase your additional life insurance up to five times your annual salary not to exceed $500,000. Evidence of insurability is required.
- Basic and Voluntary Group Life and AD&D Insurance
-
Please Note: Any election or changed coverage amount to Voluntary Employee or Spouse Life Insurance does require Evidence of Insurability (EOI) and must be approved by Symetra. Click on the link here to complete the EOI. The link will also be on the review page at the end of your enrollment process in Workday -
- Is your spouse or dependent child also an employee of 澳门100%最准一肖一码 covered under their own employee life insurance plan? Please note you may not elect coverage for Your Dependent if such Dependent is covered as an employee under The Policy. Also, when insuring dependent children please note no person can be insured as a Dependent of more than one employee under The Policy. For more information please see the Basic and Voluntary Group Life and AD&D Insurance link above.
AFLAC
- AFLAC Accident Group Insurance
- AFLAC Critical Illness Group Insurance
- AFLAC Hospital Indemnity Group Insurance
- AFLAC - Things to Consider
Pre-Paid Legal and/or Theft Protection Services
Service provided by Legal Shield -
Pet Insurance
Nationwide Pet Insurance offers a discounted rate to ICUBA schools. This is a discount program that does not run through payroll. Nationwide will directly bill you. Nationwide Pet Insurance will allow you to access ANY VET.
View more information on to obtain information regarding the plan designs and rates to request additional information directly from Nationwide. Premiums vary based on the age of the pet, species, size, plan type and state of residence. Some conditions may not be covered and underwriting is required for each Pet enrolled in the Plan.
Short-Term Disability
Short Term Disability coverage is provided at no cost to benefits-eligible employees. Under Short Term Disability, a disabled employee will receive 66 2/3% of salary up to a maximum benefit of $2,000 per week for a maximum of 11 weeks.
Long-Term Disability
Core Long Term Disability coverage is provided at no cost to benefits-eligible employees. This plan provides a benefit of 60% salary up to a maximum of $2,000 per month.
Long Term Disability 叠耻测鈥揢辫 coverage is available and is purchased by the employee through payroll deduction. This plan provides a benefit of 67% salary up to a maximum of $14,000 per month.
-
Please Note: Any new election for the Long Term Disability Buy Up Plan does require Evidence of Insurability (EOI) and must be approved by Symetra. Click on the link here to complete the EOI. The link will also be on the review page at the end of your enrollment process in Workday -